.
Activate your Chase Freedom Flex to earn 7X points per dollar on dining for Q1 2026. Chase Freedom cards earn 5X on rotating quarterly categories (up to $1500 per card per quarter), which for January-March 2026 are Norwegian Cruise Line, dining, and donations to the American Heart Association.
.
But Chase Freedom Flex cards already earn an additional 2 bonus points per dollar spent on restaurants, so those with a Chase Freedom Flex card earn 7 points per dollar on dining, whether they eat in at their favorite restaurant or take out.
Note that the merchant must be categorized as a restaurant, so for example bakeries, catering services, meal kit delivery services, and restaurants located in other facilities such as in sports stadiums, theme parks, grocery stores, department stores, hotels, casinos, etc. don't qualify.
And since the Freedom Flex, which doesn't have an annual fee, charges a 3% foreign transaction fee, most card holders won't want to use the card when dining abroad.
.
Best Uses of Chase Freedom Points
While Chase Freedom points can be converted to cash back as statement credits, at a rate of 1 cent per point, a much more valuable redemption is transferring them out to Ultimate Rewards airline frequent flyer partners. To do this, you'll need to also hold a a Sapphire Reserve, Chase Sapphire Preferred, or Ink Business Preferred. To get even greater value, watch for periodic transfer bonuses to frequent flyer programs, most often to British Airways/Iberia/Aer Lingus, Aeroplan, and Virgin Atlantic. We've used our points for ANA First Class Suites, SWISS Business Class, Iberia Business Class, Aer Lingus Business Class, Qatar First Class, and Qatar Qsuites Business Class, among others.
Recommended Posts
125K Chase Sapphire Reserve Bonus Offer + FAQ
Chase Sapphire Reserve: 7 Reasons to Add an Authorized User
Ultimate Rewards Transfer Times
If you enjoyed this, join 200,000+ readers: follow TravelSort on Twitter or like us on Facebook to be alerted to new posts.
Subscribe to TravelSort on YouTube for travel inspiration.
Become a TravelSort Client and Book 5-Star Hotels with Virtuoso or Four Seasons Preferred Partner Benefits