How Many AMEX Cards and AMEX Bonuses Can You Get?
Avatar_160_hilary
Hilary Stockton
Google+

My Award Booking Service helps travelers book first class and business class with miles and points. As an independent affiliate of Cadence, I also have access to Virtuoso, Four Seasons Preferred Partner, Peninsula Hotels PenClub, Dorchester Diamond Club, Belmond Bellini Club, Ritz-Carlton STARS, Starwood Luxury Privileges, Rocco Forte and other 5-star hotel partners, so I can book, for no extra cost, your perfect luxury hotel or luxury cruise with VIP amenities not available anywhere else. Become a client and upgrade your stay!

GOT A BLOG POST IDEA?
Have a travel question we haven't covered yet? Want to share your secrets for traveling well for less?

TravelSort reader Mike writes "How many AMEX cards and signup bonuses can you get? And does AMEX enforce its rule that you can't get the bonus on a card if you've had that same card within the past 12 months?"

Great questions Mike, and timely, given some of the confusion reported over who was eligible to receive the AMEX Platinum 100,000 Membership Rewards points offer (now dead). I'll put your questions on how many AMEX cards and AMEX bonuses you can get into a FAQ, along with other questions I've gotten asked:

 

Is There a Set Number of AMEX Cards You Can Get Approved For?

Yes, when it comes to AMEX credit cards, such as the Starwood Preferred Guest AMEX personal and business cards and Delta Gold AMEX: the maximum number of AMEX credit cards you can have is 4. 

However, the 4 card limit does NOT apply to AMEX charge cards, such as the AMEX Platinum, AMEX Premier Rewards Gold card, etc. Charge cards must be paid off in full every month (although you should be doing this in any case for credit cards as well, to avoid paying high interest charges that negate the value of your miles and points earned).

 

So If I Currently Have 5 AMEX Credit Cards Will They Make Me Close One of Them?

No, if you don't apply for more AMEX credit cards. But if you do, then you would have to close two of them to get one approved, for a maximum of four AMEX credit cards.

 

If I Have or Have Recently Had the Same AMEX Card I'm Applying For, Will I Still Get the Bonus?

Maybe. AMEX has given another signup bonus to some applicants who already have or recently had the AMEX card they're applying for, while denying others in a similar position the bonus. 

Yet, even among those told they'd be denied the bonus, some received it after completing minimum spend.

Hence, it's your mileage may vary. If another amazing 100K offer comes along, I'd recommend applying, and also applying for other cards from other issuers at the same time, so that even if you're unlucky and don't automatically get the AMEX bonus, some of your credit pulls can at least get combined and you won't have wasted a credit pull on a card bonus you may not get.

 

So How Many AMEX Cards, Credit Cards and Charge Cards, Is It Possible to Get?

Dan of Dan's Deals reports his current 10 AMEX cards are:

  • AMEX Platinum
  • AMEX Platinum (2nd card)
  • Premier Rewards Gold 
  • Premier Rewards Gold (2nd card)
  • Starwood AMEX Personal 
  • Starwood AMEX Personal (2nd card)
  • Starwood AMEX Business
  • Starwood AMEX Business (2nd card)
  • Delta Gold Skymiles
  • Delta Gold Skymiles Business 
Naturally, this isn't to say you'll be able to get approved for 10 AMEX cards, since it depends on your own credit history and financial circumstances.
 
 
How Many AMEX Cards Can You Get Approved For At the Same Time?
 
As far as I know, 4 AMEX cards at one time is the maximum anyone's been approved for. Let me know in the comments if you've successfully gotten approved for more than that. Personally, I would only apply for 2 or 3 AMEX cards at the same time, and would make sure I had good reasons for each card I was applying for.
 
 
If I Close an AMEX Card, How Long Do I Have to Wait to Get the Bonus Again? 
 
Well, since it's actually possible to have more than one of the exact same AMEX credit card or AMEX charge card, there's technically no waiting period. That said, AMEX has been known to warn people it views as merely getting cards for the bonuses that they won't get the bonus for any future cards. So use common sense and discretion.
 
 
Can I Get the Bonus for Both the AMEX Platinum and Mercedes-Benz AMEX Platinum?
 
Yes. And at least for me and several others, already having the Mercedes-Benz Platinum did NOT prevent us from receiving the 100,000 AMEX Platinum bonus points.
 
 
Is There Any Way to Expedite the Membership Rewards Bonus Points?
 
Simply meet the minimum spend as quickly as possible, payoff the entire balance, and secure message AMEX asking them to expedite the points. Many folks have had success with this. Note that AMEX won't expedite the points from the actual spend, but is able to expedite the bonus points. For example, if your minimum spend is $1000 and the bonus is 50,000, AMEX can expedite the 50,000 bonus points, but not the 1000 points from actual spend. Note that for AMEX Points Advances from actual spend, you'll need to have had the AMEX card in question open for 6 months or more. See AMEX Points Advance Tips
 
 
How many AMEX cards do you have, and how many times have you gotten the bonus?
 
 
Related Posts

 
 
 
 
 
 

Need Award Booking Help? Our fee is as low as $75 per ticket if you book your hotel through us.

If you enjoyed this, please follow TravelSort on Twitter or  like us on Facebook to be alerted to new posts. 

Become a Member to find your perfect luxury or boutique hotel at up to 50% off: TravelSort Hotels

 
  • |
  • Print
    print |
Related Articles
Square_review-etihad_first_class_and_business_class_lounge_sydney_australia
2/8/2016
  This Etihad First Class and Business Class Lounge Sydney Review is part of our trip in Etihad First Apartment on the A380 from Sydney, Australia to New York JFK via Abu Dhabi. For the prior Australia-related posts, including Emirates First Class...
Square_top_caribbean_luxury_beach_resorts
2/7/2016
  What are the Caribbean's Top Luxury Resorts? TravelSort reader Dave writes "Which Caribbean luxury beach resorts do you recommend? I see you've written about luxury beach resorts in Hawaii, the Maldives, Bali and Asia, but I don't see much...
Comments
Leave a Comment
Comment
Facebook-logo
Get Free Email Blog Updates
Popular Articles
Square_how_we_earned_1_million_miles_and_points_in_2015_without_flying
12/29/2015
We earned about 1 frequent flyer million miles and points in 2015, without flying. Those last two words are key, because there are of course many travelers who earn far more than 1 million frequent flyer miles and points per...
Square_60k_citi_aadvantage_platinum_select_bonus_offer
11/13/2015
  A 60K Citi AAdvantage Platinum Select MasterCard offer is targeted to some AAdvantage members, as a special seasonal offer. Here's the offer my son received, even though we can't of course sign him up for it (though he was...
Square_review-american_airlines_767_business_class-bed_with_duvet_and_pillow
11/25/2015
  This American 767-300 Business Class review for a flight to Europe from NYC JFK is part of a trip report. For the prior post, please see Review: American Airlines Admirals Club Lounge JFK Terminal 8. While this wasn't an aspirational...
Square_review-emirates_first_class_a380-shower
12/8/2015
  This Emirates First Class A380 review of a New York JFK to Dubai flight is part of a new trip report featuring Qantas First Class on the A380 to Melbourne, Etihad First Apartment on the A380, and stays and fine...
Square_review-etihad_a380_first_class_apartment-seat_2c
12/19/2015
  This Review of Etihad Airways A380 First Class Apartment is part of my husband's travel to Australia. See his prior post on the Etihad Premium Lounge in Abu Dhabi for Etihad First Class and Business Class passengers.   Etihad...
Square_review-qantas_first_class_a380-seat_2a_window
12/10/2015
  This new Qantas First Class A380 review of a London to Dubai flight is part of a new trip report featuring Emirates A380 First Class, Etihad First Apartment on the A380, and stays and fine dining in some of New Zealand's...
Square_marriott_acquires_starwood-4_reasons_to_be_pessimistic-infographic
11/16/2015
Marriott will acquire Starwood Hotels & Resorts, per the SPG and Marriott press releases today. If approved, the merger would close in mid-2016 The focus is on the scale of the combined entity, which would be the largest hotel company...
Square_will_opening_new_credit_cards_hurt_your_credit_score
11/20/2015
Will opening and closing credit cards hurt your credit score? TravelSort reader Daniel comments on the Best Travel Credit Cards page: "Lots of great insight here, thanks! I'm worried about hurting my credit score. For example, if I open the...
Square_review-qantas_a380_first_class_dubai_to_melbourne-first_class_bed_after_turndown_service
12/14/2015
  This Qantas A380 First Class Dubai to Melbourne review is a continuation of our Qantas First Class London to Dubai flight. Since I covered the first class cabin and seats, seat selection, pajamas and amenity kit in my prior...
Square_which_new_travel_credit_cards_we_plan_to_apply_for
1/13/2016
  Which New Travel Credit Cards Do We Plan to Apply for in 2016? I'm getting ready to apply for a few new credit cards, although it will probably take a couple weeks until I get around to it due...