How to Get Targeted for 100,000 Credit Card Bonus Offers
Avatar_160_hilary
Hilary Stockton
Google+

My Award Booking Service helps travelers book first class and business class with miles and points. As an independent affiliate of Cadence, I also have access to Virtuoso, Four Seasons Preferred Partner, Peninsula Hotels PenClub, Dorchester Diamond Club, Ritz-Carlton STARS, Starwood Luxury Privileges, Rocco Forte and other 5-star hotel partners, so I can book, for no extra cost, your perfect luxury hotel or luxury cruise with VIP amenities not available anywhere else. Become a client and upgrade your stay!

GOT A BLOG POST IDEA?
Have a travel question we haven't covered yet? Want to share your secrets for traveling well for less?

Recently there have been a number of folks who have gotten targeted 100,000 bonus offers for the American Express Platinum card, usually with a $3000 spend within 3 months or $10,000 spend within 6 months. While I would never apply for the AMEX Platinum with the current bonus of 50,000 Membership Rewards points, I would apply if I was targeted with a 100,000 point offer, as I suspect many of you would as well, even with the high $450 annual fee. While there's no sure-fire way to get targeted, there are a few common sense tips that can help:

 

1. Make Sure You're Opted In to Receive Credit Card Offers

This is generally not an issue for Chase; see their privacy chart below. Even if you wanted to, you can't opt out of Chase sharing information about you for Chase's own marketing purposes.

How to Get Targeted for 100,000 Credit Card Bonus Offers

 

For American Express, you can opt out, so make sure you're opted in. Log in, then go to Profile & Preferences:

How to Get Targeted for 100,000 Credit Card Bonus Offers

 

Click on Marketing Email Preferences, and make sure that New Card & Credit Offers is selected as "yes":

How to Get Targeted for 100,000 Credit Card Bonus Offers


Also, if you ever previously opted out of firm offers (preventing Equifax, Experian, Innovis and TransUnion from providing your name to credit card companies to make preapproved credit card offers) then you should opt in at OptOutPrescreen.


2. Be an Attractive Customer

As you'd expect for cards such as the American Express Platinum, you want to appear attractive to AMEX, Chase and other issuers by having a strong credit score and history of responsibly using credit. As you can see in our chart in Understand How Your Credit Score Works to Maximize Credit Card Rewards, the two biggest factors impacting your score are your payment history (any bankruptcies, overdue payments in your history, how long ago were they) and amounts owed (credit utilization, outstanding debt). It goes without saying that it only makes sense to focus on collecting credit card rewards if you are debt-free and pay your balance off in full every month, and this helps your credit score as well. It certainly doesn't hurt to have many years of strong credit history and a good income as well, but you don't need a princely salary to be targeted for the AMEX Platinum. Many middle income potential customers have been targeted as well.


3. But Don't Already Be a Good Customer

It makes sense right? AMEX and Chase usually extend the best targeted credit card offers to people that either aren't their customers yet, or have a minimal relationship. For example, The Weekly Flyer noted that Mrs Weekly Flyer received a targeted 100,000 bonus offer for the AMEX Platinum card: "MrsWeekly Flyer only has a corp Amex and is also a secondary user on my SPG card." Others on FlyerTalk have had similar accounts, where their spouse or partner is targeted, and has little to no prior relationship with AMEX, or had an AMEX card that was cancelled. Some are angling to get great AMEX offers by cutting back their spending on their existing AMEX card. There are no guarantees, of course, but if you already have a number of AMEX cards and use them heavily, it's less likely you'll get targeted.

Note that AMEX Special Offers are usually for people who aren't already AMEX customers. See 75,000 Bonus Points for AMEX Premier Rewards Gold Card for tips on how to see your AMEX Special Offers.


4. Open All Your Mail...And Make Sure Your Spouse or Partner Does Too

It's amazing how much credit card mail I threw out without even looking at it, before I became more focused on  credit card offers. While most mail will still end up as junk, because the offer is the same  (or not even as good) as the publicly available credit card offers, make sure you don't throw away a great targeted offer by mistake, and alert your spouse or partner as well. In fact, many avid miles and points collectors find that their spouse or partner is the one who gets the most lucrative credit card offers, precisely because they have fewer cards and perhaps a minimal relationship with the credit card company extending the offer, as noted above. 

Note that if your spouse, partner, parent or friend receives a targeted offer, it is good for that person alone. Unless you were also targeted, there's no way you can use that offer.

Related posts

AMEX Targeted Bonus Offers: Can Your Spouse Apply for Your Offer?

75,000 Bonus Points for AMEX Premier Rewards Gold Card

American Express Membership Rewards Changes: Miles, Points and Spend Strategy

The Best Credit Cards for Sign-up Bonuses and Everyday Spend

Detailed Review of the American Express Platinum Credit Card

Need Award Booking Help? Our fee is as low as $75 per ticket if you book your hotel or cruise through us.

If you enjoyed this, join 150,000+ readers: please follow TravelSort on Twitter or  like us on Facebook to be alerted to new posts. 

Become a TravelSort Client and Book 5-Star Hotels with Virtuoso or Four Seasons Preferred Partner Amenities!

  • |
  • Print
    print |
Related Articles
Square_best_ritz-carlton_3rd_night_free_and_4th_night_free_offers-ritz-carlton_hong_kong
5/24/2015
  Several Ritz-Carlton 3rd Night Free and 4th Night Free offers are available and combinable with either Virtuoso or AMEX Fine Hotels & Resorts benefits. Now, my personal preference in virtually every market that they both operate in is Four...
Square_conrad_maldives_activities-things_to_do-whale_shark_snorkeling_by_speedboat
5/23/2015
  This Conrad Maldives Activities and Things to Do post is part of a trip report including luxury resorts in the Maldives, such as Four Seasons Landaa Giraavaru and Soneva Fushi, as well as Etihad First Class and Business Class.  For the...
Comments
User_avatar_default john s. commented 27 Apr 2012
Hi Hilary, I enjoy reading your posts. I have m settings like what you have on your post for a while and I still haven't been targeted. My wife was targeted last year for Gold MR 50k and she is on my account as additional user. Anything else I can do?
Avatar_60_hilary Hilary Stockton commented 27 Apr 2012
Hi John, glad you enjoy the posts! Unfortunately the most one can do is to ensure your opted in to all relevant offers, and then sort through the ones you do get--so much of the targeting is on demographic/customer parameters over which we're not privy to and don't have much control. Are you also signed up for and opted into affiliate/partner mailings from your banks and the various airline/hotel rewards programs?
Leave a Comment
Comment
Facebook-logo
Get Free Email Blog Updates
Popular Articles
Square_which_travel_credit_card_for_a_great_signup_bonus_and_spend_bonus
3/24/2015
  Which travel credit card should you get for a great signup bonus and spend bonuses? TravelSort Reader William writes: "My wife and I have two Capital One credit cards that give us 1.2 miles per dollar purchase. Next week...
Square_buy_aadvantage_miles_with_60_percent_bonus-faq_and_top_5_awards
4/1/2015
  You can buy AAdvantage Miles with a 60% Bonus through April 30, 2015. As always, this is a tiered bonus, so you'll need to purchase the maximum amount of 100,000 AAdvantage miles to earn the 60,000 miles bonus. Here...
Square_aer_lingus_business_class_to_europe_for_25k_avios-aer_lingus_new_business_class
3/26/2015
  Aer Lingus Business Class to Europe is available for 25,000 Avios each way, from Boston to Dublin, including for summer travel, per Dan.  This is a great way to spend your Avios ahead of the new British Airways Avios...
Square_best_luxury_hotel_house_car_service-peninsula_tokyo-rolls_royce_phantom
3/13/2015
  What are the best luxury hotel house cars? While some may try to snag an Uber ride in a Rolls-Royce this weekend in NYC or LA (good luck with that) some luxury hotels offer complimentary house car service in...
Square_discounted_business_class_to_paris_or_keep_award_tickets
4/16/2015
$1167 Roundtrip Business Class from the NYC to Paris or Keep Business Class Award Tickets? Per Dan, there's a fare sale on British Airways, OpenSkies and American Airlines for departures between May 16 and August 23 that appears to be...
Square_four_seasons_maldives_landaa_giraavaru_review
4/4/2015
  The Four Seasons Maldives at Landaa Giraavaru is a favorite for many repeat guests of luxury resorts in the Maldives, so my son and I were thrilled to visit it for the first time (much to the chagrin of...
Square_best_credit_cards_to_pay_for_your_wedding_to_earn_miles_for_first_class_to_europe-singapore_suites
4/14/2015
Which credit cards should you use to pay for your wedding, to earn miles for first class award travel to Europe? TravelSort reader Tony posted on the Best Travel Credit Cards page: "My fiance and I are getting married at...
Square_buy_alaska_mileage_plan_miles_with_40_percent_bonus_worth_it
3/6/2015
  You can buy Alaska Mileage Plan Miles with a 40% bonus--is this offer worth it, especially now that you can't book Emirates First Class awards online from April 2015? Alaska regularly offers 35% and 40% bonuses for buying Mileage...
Square_etihad_a380_nyc_to_abu_dhabi_starts_december_2015
3/4/2015
  Update: Etihad is releasing limited A380 First Apartment award space, up to 2 seats per flight. Etihad's A380 NYC to Abu Dhabi service starts December 1, 2015, joining Etihad's existing A380 routes between Abu Dhabi and London and Abu...
Square_top_2015_mandarin_oriental_3rd_night_free_offers-mandarin_oriental_bodrum
2/26/2015
Mandarin Oriental has some great 3rd night free and 4th night free offers available at several hotels in Bangkok, Bodrum (Turkey), Taipei, Prague, NYC, Paris, and Barcelona now through early spring. Along with Aman Resorts, Four Seasons and Peninsula Hotels,...