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2 Comments on "When Is It Worth Getting a Credit Card with No Signup Bonus?"

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Paul Davis

I was never going to get the Chase Sapphire Reserve card because I am way over 5/24. But, I did get the Chase Fairmont card (when it was still available). Got 3 great free nights from this card with $6000 spend (due to card early termination). Card was converted to Sapphire Preferred as well as rolling over residual points on the program. After a year I was able to convert to the Sapphire Reserve and have used it to rack up lots of bonus points on spend.