100K AMEX Business Platinum Bonus Offer Returns

100K AMEX Business Platinum Bonus Returns


A 100K AMEX Business Platinum Bonus Offer has been added to our Best Travel Credit Cards page. AMEX has increased the minimum spend required for this offer, to $25 total spend in 3 months to earn the full 100,000 bonus Membership Rewards points. By way of comparison, there was also a 100K AMEX Business Platinum bonus offer back in 2017 that earned the first 50K bonus points after spending $5000, and the full 100K after spending another $10,000, for a total of $15,000s spend.

Also keep in mind that AMEX has cracked down on many who attempt to meet minimum spend requirements through manufactured spend, for example by buying gift cards or cycling money via PayPal. AMEX has no doubt raised the minimum spend not only to earn more from merchants on the money you put on the card, but also to try to ensure that primarily legitimate small businesses, not churners, apply for the 100K offer.

AMEX Business Platinum: 100K Bonus Membership Rewards Points

  • Earn 50,000 Membership Rewards points after spending $10,000 within the first 3 months
  • Earn an additional 50,000 Membership Rewards points after spending an additional $15,000 (for a total of $25,000) within the first 3 months
  • $200 airline incidental fee credit (must select a qualifying airline first; incidental fee credit applies only to the selected airline)
  • Earn 1.5X points on each single transaction of $5000+
  • Earn a 50% points rebate when using Pay with Points to book any first class or business class airline ticket with American Express Travel, or economy ticket with the airline you have selected
  • No foreign transaction fees
  • $450 annual fee NOT waived
Am I Eligible for the 100K Signup Bonus if I Previously Had the AMEX Business Platinum?
No; AMEX terms are: “Welcome bonus offer not available to applicants who have or have had this product.”
Am I Eligible for the 100K Bonus if I Have or Had the AMEX Platinum Personal Card or Mercedes-Benz Platinum AMEX?
Yes, you are; if you have never had the business version of the AMEX Platinum, you're eligible for the signup bonus. Personal and business cards are considered separate products, so you can earn the signup bonus if you only have or have had the personal version of the AMEX Platinum.
Is the AMEX Business Platinum Worth Keeping After the First Year?
Not for most people, because the AMEX Business Platinum doesn't have any good bonus categories for regular spend. Unlike the Chase Sapphire Reserve, which has all travel and dining as great 3X categories, the AMEX Business Platinum only has a 1.5X bonus on single transactions of $5000 or more, and a 50% points rebate when using Pay with Points to book any first class or business class airline ticket (or economy ticket only for your selected airline).
If you frequently travel through airports that have a Centurion Lounge, the Centurion lounge access benefit potentially could make keeping the card worthwhile, since you can no longer pay for a lounge pass if you don't have an AMEX Platinum or Centurion card. See AMEX Centurion Lounges Limit Access to Platinum and Centurion Members.
Where Are the AMEX Centurion Lounges Located?
Current AMEX Centurion Lounge locations are:
Future Centurion Lounges will be located at:
  • Chicago ORD (TBD)
  • Denver DEN (2019)
  • Los Angeles LAX (2019)
  • New York JFK (Early 2019)
What's the Best Use of AMEX Membership Rewards Points?
Some of the best AMEX transfer partners are Aeroplan, to book Star Alliance awards such as SWISS Business Class and Brussels Business Class (although note that certain Aeroplan partner awards such as Austrian Airlines, ANA, Asiana, Air Canada, Lufthansa and TAP Portugal incur high fuel surcharges); Singapore KrisFlyer to book Singapore Suites or Singapore Business Class; Cathay Pacific Asia Miles for early access to Cathay Pacific First Class; ANA for early access to ANA First Class; British Airways; and Air France/KLM. Some of my clients also transfer to Delta, although SkyMiles awards often charge a large number of miles for premium cabins such as Delta One. Note that AMEX also sometimes offers transfer bonuses, such as the current 25% transfer bonus to Air France/KLM Flying Blue.

Do you plan to get the 100K AMEX Business Platinum or have you already had the card?

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