Kohl's 15X with Ultimate Rewards Mall and Freedom, No More Sears Double Dipping?
Hilary Stockton

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Kohl's 15X with Ultimate Rewards Mall and Chase Freedom


11/29/12 Update: Kohl's is offering an extra 25% off when you spend $100 or more with code MOREGIFTS25 and free standard shipping for orders $50 or more. Not bad when paired with 15X via the Ultimate Rewards Mall 10X and the Chase Freedom for 5X.


November seems a pretty lackluster month for the Chase Ultimate Rewards Mall. The best deal is Kohl's 15X, which you can get by clicking through the Ultimate Rewards Mall for 10X, then paying with the Chase Freedom Card for another 5X, since Kohl's is one of the 5X bonus categories October-December 2012, along with airlines, hotels and Best Buy. 

The bad news is that Sears, which has remained at 5X, now explicitly excludes points for gift certificate purchases, which it didn't before. So it looks like Sears 20X and double dipping will no longer be possible:

Ultimate Rewards Mall - Sears Now Excludes Gift Cards


It is still possible to double dip and get 10X with Home Depot and Lowe's, by first purchasing a Home Depot or Lowe's gift card at an office supply store using your Ink Bold or Ink Plus for an effective 5X, then clicking through the Ultimate Rewards Mall for 5X and using your gift card to purchase. You may want to try to use a credit card for some small part of the purchase as some have reported not receiving points on purchases made entirely with a gift card.

But onto the current best deal, Kohl's 15X, with 20% Kohl's Cash back if you purchase by 11/4/12:

1. Ensure you Have a Chase Freedom Card

You'll need to pay with a Chase Freedom in order to get the additional 5X on top of the 10X offered by the Ultimate Rewards Mall

2. Comparison Shop on the Kohl's Site vs. Other Sites Then Clear Cookies

It's best to comparison shop then clear cookies before going through the Ultimate Rewards Mall, so that you can fairly quickly add items to your cart and checkout while retaining the cookie from the Ultimate Rewards Mall, to ensure you get your 10X points. 

3. Log into the Ultimate Rewards Mall using your Chase Freedom

4. Click on the Kohl's 10 Extra Points Link

Kohl's 15X with Ultimate Rewards Mall and Chase Freedom

5. Click on the Green "Start Shopping" Button

Note that gift certificates are NOT eligible for points.

Kohl's 15X with Ultimate Rewards Mall and Freedom


6. You Can Get an Additional 20% Kohl's Cash Back for $50, $100, etc. Purchases Made By 11/4/12

If you spend $50 you'll get $10 in Kohl's Cash, $100 gets you $20 Kohl's Cash etc. if you purchase by 11/4/12. The Kohl's Cash is redeemable in store at at Kohls.com for purchases 11/5-11/14. Note that you earn Kohl's cash on the actual amount paid after all discounts, and when you use the Kohl's Cash you won't get points for the amount of the discount.

Kohl's 15X with Ultimate Rewards Mall and Chase Freedom


11/3 Update: Have received my Kohl's Cash via email; since my purchase was just over $200, I earned $40 in Kohl's cash that I can spend November 5-14. That's on top of 3000 Ultimate Rewards points, thanks to 15X! Here's what the email looks like:

Kohl's 15X and 20% Kohl's Cash


8. View Your Ultimate Rewards Mall Bonus Points

Ultimate Rewards Mall points are usually quick to post, within a few days, but the terms do say that it can take up to 45 days to appear. To view them, go to the "Rewards Activity" dropdown and select "Ultimate Rewards Mall & Travel Earnings"


Do you plan to get 15X points at Kohl's and 20% Kohl's Cash back using the Ultimate Rewards Mall and Chase Freedom? 



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Picture?type=large Peggy L. commented 04 Nov 2012
Ordered $65 in merchandise from Kohls.com last night through the UR Mall, checking out with the Freedom card. Got the $10 Kohls cash email. It was the first time earning such high bonus points, but combined with recent 6% and 7% bonus points, I'm excited for the nice boost in points going toward our first trip to Asia next summer.
Avatar_60_hilary Hilary Stockton commented 04 Nov 2012
Peggy, Great! Glad you could take advantage to build points for you Asia trip :) The Kohl's cash is only good 11/5-11/14, so I need to remind myself to use it then.
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