PSA: Check Cruise, Hotel Deposit Rules Before Booking

PSA: Check Cruise, Hotel Deposit Rules Before Booking


Think a Luxury Cruise or Hotel Deposit at Booking is Wholly Refundable Before a Certain Date? It may not be, which is why it's so crucial to understand booking conditions before paying that initial deposit or even providing your credit card as a guarantee. This can trip up even veteran travelers. Here are some examples:

Silversea Port to Port Fares: Deposit May Be Non-Refundable

While it's pretty clear that these Silversea Port-to-Port Prepaid fares that offer up to a 20% discount are wholly non-refundable, even some other Silversea port-to-port fares that aren't fully prepaid require a non-refundable deposit that amounts to 15% of the total fare. This isn't true of the more expensive door-to-door fares which include air as well as ground transfers.


Festive Season Luxury Hotel Reservations: Full Stay Amount May Be Non-Refundable

Because end of year festive season stays around the Christmas and New Year's holidays are so greatly in demand at many luxury resorts, these hotels often require a 50% deposit at time of booking and full payment 3 months or more prior to the stay. For those booking within the cancellation period, that results in a wholly prepaid, non-refundable full payment at time of booking.


Full Prepayment Prior to the Stay

Some resorts may not charge a deposit for a reservation during a non-holiday time, but the card on file will be charged a full non-refundable prepayment, including taxes, prior to the stay. This is the policy of the Four Seasons Resort Punta Mita, which charges the full stay amount 30 days prior to the stay in high season, and 14 days prior to the stay in low season. Any cancellation within those days after the full prepayment has been made forfeit the entire amount of the stay. As always, we recommend travel insurance.


Cruise Line Administrative Fees for Cancelling After Booking

Even when most of a cruise deposit is refundable, take note of administrative fees that apply for any cancellation once a deposit is placed. Such fees can typically be converted to future cruise credit, but depending on the cruise line, you may not be permitted to use the fee toward a future cruise deposit; it may only be able to be applied to the final payment of the new cruise.


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