The 2015 Chase Freedom Calendar 5X Categories have been announced (well, at least some of them) and they're better than last year–slightly. I am very happy to see grocery stores return as a Q1 category after a 2 year hiatus, since grocery stores weren't a category for either 2014 or 2013. The major 5X categories for Q2, Q3 and Q4 2015 have also been announced, but Chase has yet to fill in some blanks. I don't, however, expect to see anything truly interesting such as airlines or hotels be one of the 5X categories–it will most likely be trivial categories such as theme parks, more gas station 5X, or certain named department stores where Chase is still working out the details, although I have no inside information.
Here are the Chase Freedom 2015 5X bonus categories:
Q1 2015 (January 1 to March 31, 2015)
- Grocery Stores
- Movie Theaters
- Starbucks Stores
Q2 2015 (April 1 to June 30, 2015)
- Restaurants
- TBD
My Take: This is the 5X quarter I most look forward to, not because we'll eat out so much during Q2 itself, but because between my Chase Freedom and my husband's Chase Freedom, we'll be able to get 5X on most of our dining spend throughout the year. My husband and I will each max out our 5X bonus by buying restaurant gift cards. Interested in some restaurant recommendations? Check out my Restaurant Reviews (just keep in mind you don't want to use the Chase Freedom for any international dining spend, due to the foreign transaction fee).
Q3 2015 (July 1 to September 30, 2015)
- Gas Stations
- TBD
Q4 2015 (October 1 to December 31, 2015)
- Amazon.com
- TBD
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