5X for All Dining: Activate Chase Freedom 5X Q2 2014 Bonus for Restaurants

5X for All Dining: Activate Chase Freedom 5X Q2 2014 for Restaurants


Earn 5X points for all dining by activating your Chase Freedom 5X Q2 2014 Bonus for Restaurants and Lowe's. I don't know about you, but I plan to max out this April-June 5X bonus on restaurants, and doubt I'll spend anything at Lowe's, even on gift cards. This even in spite of the United Award Chart Devaluation, which also devalued Ultimate Rewards points. This raised my bar for earning UR points to 5X, so I opt not to earn them unless I can earn at least 5X, which isn't that difficult:

The Chase Freedom's 5X for restaurants April-June 2014 is the main time my Chase Freedom will get used in 2014, due to the Chase Freedom's disappointing 2014 5X calendar.

Activate Chase Freedom 5X Q2 2014 Bonus for Restaurants and Lowe's


Most all stand alone restaurants, cafes and fast food outlets qualify for the 5X bonus, but to be safe, avoid restaurants in larger venues, such as hotel restaurants, department store restaurants, and concession stands in sports stadiums:

“Merchants in the Restaurants category are merchants whose primary business is sit-down or eat-in dining, including fast food restaurants as well as fine dining establishments. Please note that some merchants that sell food and drinks located within larger merchants such as sports stadiums, hotels and casinos, theme parks, and department stores may not be included in this category.”

It's easy to max out this category and earn 8250 Ultimate Rewards points (7500 points + 750 points as 10% annual bonus) per person, or 16,500 if both you and your spouse or partner each have the Chase Freedom and max out the bonus.

Naturally, we're not spending $3000 all on actual dining in April-June; we'll be buying gift cards to our favorite NYC restaurants. Last year, some of our favorite gift card purchases were at Gramercy Tavern, Blue Smoke and Num Pang.

This year, here are my picks for NYC restaurant gift cards:


Eleven Madison Park

New American

Gramercy Tavern 


Thai and Laotian

Zabb Elee


Up Thai 


Pancakes / Brunch



Fish Tag

Bakeries and Desserts

Maison Kayser

Breads Bakery

GROM Gelato

Have you activated your Chase Freedom 5X Q2 2014 Bonus for Restaurants and Lowe's?

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