Last Chance: Chase Freedom 5X Bonus for PayPal

Last Chance: Chase Freedom 5X Bonus for PayPal

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Tomorrow, 12/14/25, is the last day to activate the Chase Freedom 5X for Q4 2024 bonus for PayPal, which is only a 5X category for the month of December, 2025.

Many retailers accept PayPal; a few examples:

  • Airlines such as American Airlines, jetBlue, United Airlines, and others (be careful about using PayPal with foreign airlines, however, since the amount may be processed abroad and incur foreign transaction fees)
  • Adidas
  • eBay
  • Etsy
  • Home Depot
  • Instacart
  • iTunes
  • Nike
  • Nordstrom
  • Sephora
  • Staples
  • Starbucks
  • Target
  • Walmart

Another option, for those who don't mind the processing fee, is to pay estimated taxes with PayPal (this is possible via providers such as payUSAtax.com and Pay1040).

Whichever option you choose, it's best to have a Chase Sapphire Reserve, Chase Sapphire Preferred or Ink Business Preferred, so that you can transfer Chase Freedom points out to airline frequent flyer programs to redeem for long haul business class or first class, as these are the highest ROI uses of credit card points.

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