Eric P.'s Profile

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Eric P. commented on the post Best Travel Rewards Credit Cards Bonus Offers - February 2017
Thanks again for working with me here. So all in all, if you're seeking a card & rewards program that has great long term benefits potential, you would stray away from cards such as venture or even the barclaycard arrival plus, since they are "fixed" points and don't have the capability to transfer to another awards program. Their points are similar to a cash back option. It seems that even if at a 1x rate for Ultimate rewards or membership rewards can potentially carry more value if exchanged for the right award flight. I like the idea of the chase sapphire, I know I'll hit the intro target, the only downside is I don't fly every month. However, it seems from your blog that earning ultimate rewards, even at a 1x rate over the long term, if redeemed primarily for travel is ultimately the most beneficial. Let me know if that thought process makes sense and thanks so much again Hilary for your thorough responses!
January 06, 2015
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Eric P. commented on the post Best Travel Rewards Credit Cards Bonus Offers - February 2017
Thanks so much for the above response and post on reasons "not" to get the venture card. That's very insightful. I was looking for reasons why someone would choose a fixed rate rewards card over flexible or airline rewards card and that pretty much answered it. It seems like the Barclaycard arrival plus is the better bet but is still essentially a 2x cash back card that only benefits you if you redeem for travel. Could you elaborate a tad more on how something like the Ultimate Rewards through Chase is more valuable? I understand they transfer 1x1 to a handful of airline partners. Is it that occasionally those partners will have discounts on premium flights where your Ultimate Rewards points have tremendously higher value than a typical .01 cent per/pt value? I currently don't travel often but like I mentioned would love to rack up the most valuable points/miles so when I'm able to, I can use them. I live in the NY metro area so either JFK, EWR, or LGA are accessible. My travel goals would be 2-5 domestic roundtrip flights each year and 1 international flight. Meeting the minimum spend of 1k - 4k in 3 months is not a problem, so I'm flexible there.
January 06, 2015
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Eric P. commented on the post Best Travel Rewards Credit Cards Bonus Offers - February 2017
Hi Hilary, Thanks for your very resourceful blog! I'm looking for a new credit card for every day use but I don't travel regularly. I'd love for my rewards to be able to be used primarily for travel. Most of my spending is on groceries & dining out, along with your usual bills etc. I have been considering the Amex preferred rewards gold, which I currently have an offer for a 50k sign up bonus after spending 1k in 3 months. Also, I like the looks of the capital one venture card, which has a 40k pts sign up after 3k spend in the first 3 months and 2x spend on every purchase. First, is there a reason you don't mention the venture card in your blog? Finally, after doing further research it looks like the chase sapphire is in consideration as well. Any guidance would be very much appreciated! Thank you!
January 03, 2015