New Citi Executive / AAdvantage MasterCard - Worth it or Not?
Rewards Credit Cards
Avatar_160_hilary
Hilary Stockton
Google+

My Award Booking Service helps travelers book first class and business class with miles and points. As an independent affiliate of Cadence, I also have access to Virtuoso, Four Seasons Preferred Partner, Peninsula Hotels PenClub, Dorchester Diamond Club, Belmond Bellini Club, Ritz-Carlton STARS, Starwood Luxury Privileges, Rocco Forte and other 5-star hotel partners, so I can book, for no extra cost, your perfect luxury hotel or luxury cruise with VIP amenities not available anywhere else. Become a client and upgrade your stay!

GOT A BLOG POST IDEA?
Have a travel question we haven't covered yet? Want to share your secrets for traveling well for less?

 Citi Executive / AAdvantage MasterCard


While Citi has been offering an AAdvantage MasterCard for awhile, it recently introduced the Citi Executive / AAdvantage World Elite MasterCard, which promises to be "your passport to a world of luxury benefits."

Well, we hope so, given that it comes with a hefty $450 annual fee, which is not waived the first year. This is as much as the American Express Platinum Card, so we think it's appropriate to compare the benefits to the AMEX Platinum, keeping in mind of course that the Citi AAdvantage card earns miles instead of Membership Rewards Points.

 

Essentially, the key unique benefits are:

  • 10,000 EQMs each calendar year after $40,000 in spend
  • Double miles on American Airlines spend

 

The upshot? Unless you need a boost to requalify for Elite status on American, give this card a miss. There have been such great signup bonuses recently with other AA Citi cards (Visa and AMEX) that it’s cheaper to wait for a good credit card offer than accrue miles flying American, even with double miles. And if you’re after lounge access, concierge service and other perks, you may as well get even more benefits (Priority Pass access, Delta and US Airways Lounges; the Fine Hotels and Resorts program; $200 credit for airline fees, purchase protection, etc.) and wait for another great AMEX Platinum offer (there have been targeted offers of 75-100K) before taking the plunge of a $450 annual fee.

 

Benefit

Citi Executive AAdvantage

AMEX Platinum

Sign-up bonus

(as of 7/18/11)

25K points after $1000 spend in first 4 months

25K points after $1000 spend in first 3 months

Points

2 AAdvantage miles/$1 spent on American Airlines

 

1 AAdvantage mile/all other purchases

1 Point/$1 spent, with few exceptions (AMEX Travel Service, Bonus Points Mall etc.)

 

Membership Rewards Points can be instantly transferred to many frequent flyer programs, and there are often bonus transfer opportunities, most recently with Delta and British Airways

Bonus Points

10K EQM (Elite Qualifying Miles) after $40K spend each calendar year

 

Additional cardholders do not earn this benefit

 

Airport Lounge Access

American Admirals Clubs

American Admirals Clubs, Delta SkyClubs, US Airways Clubs, and Priority Pass Lounges (600 worldwide)

 

Access to Continental Presidents Clubs only avail. Through 9/30/11

Other Airport Benefits

Priority Business Class check-in, priority security screening, priority Business Class boarding on AA flights

n/a

Airline Fee Credit

Waived domestic baggage fee for 1st eligible checked bag for you and traveling companions

$200 (Must choose single airline for calendar year and charge airline fees to Platinum card)

Fine Hotels & Resorts

n/a

>600 hotels and resorts offer benefits such as free breakfast, room upgrade based on availability, 4pm check-out, food/drink credits, 3rd night free, etc.

Foreign transaction fees

None

None

Baggage Insurance

n/a

Covered for up to $3000 when ticket paid for with card

Purchase Protection

n/a

Covered for up to $10K for a purchase that is accidentally lost, stolen or damaged within 90 days of purchase

Return Protection

n/a

Covered for up to $300 per item when unable to return an item

Personal Concierge Service

24/7 concierge service

24/7 concierge service


Check out and apply for the Best Travel Credit Cards.

If you enjoyed this, please follow TravelSort on Twitter or  like us on Facebook to be alerted to new posts. 

Become a Member to find your perfect luxury or boutique hotel at up to 50% off: TravelSort Hotels


  • |
  • Print
    print |
Related Articles
Comments
Leave a Comment
Comment
Facebook-logo
Rewards Credit Cards
Get Free Email Blog Updates
Popular Articles
Square_new_100k_chase_sapphire_reserve_card_launch_august_21_2016
7/31/2016
  Updates in Bold Font via Flyertalk and Reddit A new 100K Chase Sapphire Reserve Card launched August 21, 2016 per these Flyertalk and Reddit posts. Here are the benefits and costs: 100,000 Ultimate Rewards points signup bonus after spending $4000 Earn 3X...
Square_chase_sapphire_reserve_priority_pass_select_lounge_access
9/4/2016
  The 100K Chase Sapphire Reserve includes Priority Pass Select Lounge access, but it's not automatic; you do have to request your Priority Pass Select membership. Here's where to do that, as well as answers to some frequently asked questions about...
Square_chase_sapphire_reserve-_downgrade_the_sapphire_preferred_and_other_cards
8/30/2016
  If you get the Chase Sapphire Reserve should you downgrade your Sapphire Preferred and other credit cards? After being approved for the Chase Sapphire Reserve, I'm going through my existing cards and deciding whether to keep them, downgrade them...
Square_how_to_get_approved_for_the_chase_sapphire_reserve
8/27/2016
  I was just approved for the Chase Sapphire Reserve card, and am over 5/24. There are a number of others who have also been approved for the Sapphire Reserve despite having more new accounts in the past 24 months...
Square_amex_retention_offers-business_gold_rewards-amex_platinum-amex_business_platinum_
7/10/2016
  Current AMEX Retention Offers are getting stingier. It was only a couple of years ago, in AMEX Retention Bonus Offer: Tips for Getting a Better Offer? that a reader wrote in not sure if she should take a 20K Membership...
Square_how_to_check_if_youre_under_chase_5-24-credit_karma
8/22/2016
  The 100K Sapphire Reserve card is now available for online applications, as well as in Chase branches. Keep in mind, though, that if you've opened more than 5 new personal credit card accounts within the past 24 months, you're...
Square_citi_prestige_retention_offers_and_tips
7/28/2016
  Citi Retention Offers can help make it worth keeping a pricey card such as the Citi Prestige, with its hefty $450 annual fee. For about a month Citi Retention was closed, as Citi needed all hands on deck to...
Square_cancel_the_citi_prestige_or_amex_platinum
7/13/2016
  Should you cancel the Citi Prestige or AMEX Platinum if you don't want to pay the annual fee for both cards? TravelSort reader James writes "I was fortunate to sign up for a targeted offer for the 100K AMEX...
Square_100k_amex_business_platinum_targeted_bonus_to_someone_else-use_their_rsvp_code
7/21/2016
  If a 100K AMEX Business Platinum offer arrives but is targeted to another person, can you apply? TravelSort reader Karen writes "I recently moved and sometimes receive junk mail addressed to the previous tenant. But just today, I noticed...
Square_mileageplus_award_changes-increased_change_fee-stopover_changes
8/4/2016
  United MileagePlus Changes are Coming: Increased Change Fees, Stopover Changes, and No Changes to Star Alliance Partner Awards within 24 Hours of Departure. It's never a good day when you see an email from United titled "Coming soon: MileagePlus...